Transforming Financial Freedom through Hybrid Work: A Narrative Literature Review in the Philippine Context

Authors

  • Michaela A. Calbitaza Insight Direct Philippines, LLC
  • Roland B. Aquino Arthaland Corporation
  • Juvelyn C. Clenuar BECA Logistics
  • Roel De Sotto RCBC Realty Corp.

DOI:

https://doi.org/10.7719/jpair.v65i1.1018

Keywords:

Social Science, Business research, hybrid work, narrative literature review, Philippines

Disciplines:

Human Resource Management (HRM), Organizational Management

Abstract

Hybrid work has become a defining organizational strategy in the post-pandemic era, blending remote and onsite tasks to provide flexibility, autonomy, and resilience. While much of the scholarship has emphasized productivity and work-life balance, emerging literature highlights the financial implications of hybrid arrangements. This study employed a narrative literature review to synthesize global and Philippine research on how hybrid work influences employees’ financial empowerment. The review examined five dimensions: commuting cost reduction, improved budgeting behavior, enhanced autonomy, greater perceived financial control, and long-term financial freedom. Findings indicate that reduced commuting costs yield immediate savings, often redirected toward household needs, debt reduction, and investments. Flexible work arrangements foster budgeting discipline by stabilizing expenses and reducing impulse spending. Autonomy strengthens self-efficacy and confidence in financial decision-making, while comparative studies show hybrid employees report higher levels of perceived financial control than onsite workers. Sustained exposure consolidates these benefits into long-term empowerment, reinforcing cultural values of family and community support in the Philippine context. This review contributes new knowledge by integrating global and Philippine perspectives, offering one of the first comprehensive syntheses on hybrid work’s financial impacts. Organizations should align hybrid policies with financial literacy programs to maximize empowerment outcomes.

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Author Biographies

  • Michaela A. Calbitaza, Insight Direct Philippines, LLC

    Pasig City, Metro Manila

  • Roland B. Aquino, Arthaland Corporation

    Taguig City, Metro Manila

  • Juvelyn C. Clenuar, BECA Logistics

    Las Pinas City, Metro Manila

  • Roel De Sotto, RCBC Realty Corp.

    Makati City, Metro Manila

References

Alsulami, A., Mabrouk, F., & Bousrih, J. (2022). Flexible working arrangements and social sustainability: study on women academics post-COVID-19. Sustainability, 15(1), 544. https://doi.org/10.3390/su15010544

Analytics, G. W. (2020). The business case for remote work. Retrieved from Global Workplace Analytics website.

Beno, M. (2021). Analysis of three potential savings in e-working expenditure. Frontiers in Sociology, 6, 675530. https://doi.org/10.3389/fsoc.2021.675530

Published

2026-07-30

Issue

Section

Articles

How to Cite

Calbitaza, M., Aquino, R., Clenuar, J., & Sotto, R. (2026). Transforming Financial Freedom through Hybrid Work: A Narrative Literature Review in the Philippine Context. JPAIR Multidisciplinary Research, 65(1), 116-138. https://doi.org/10.7719/jpair.v65i1.1018